Implementing 3-D Secure

Implementation of 3-D secure has baffled the software development community for years. And that has led to less than desired adoption of the technology by the Gateways, ISOs and merchants.

3-D secure is a complex protocol and understanding it is not easy. The article here attempts to explain the basics of the 3-D secure in simplified manner.

Do you believe that 3-D secure should become mandatory in high risk markets? Is there a place for 3-D secure for mobile implementations?

Please share your views with me...

Implementing 3-D Secure

Opening gateways to AVS

There are many advantages to implementing AVS in the gateways.  But it is not an easy task to do it.

There are number of nuances that have to be understood and implemented to get the best results from AVS validation. Many Gateway implementations have simply disabled the AVS check due to high rate of failures or false alarms.

The article below describes the AVS and implementation best practices that will help Gateways to implement AVS without errors.

Do you agree to the best practices described here?

Please share you comments....

Opening gateways to AVS

Is the aggregator model right for you?

Aggregator model is very popular these days. And almost every Gateway operator would like to support the Aggregator model. But is it the right model for everyone? What do you need to know about supporting an Aggregator model? How do you make that transition?

The article below discusses these aspects of the Aggregator model.  Looking forward to your comments...

Is the aggregator model right for you?