Chandan is co-founder of PayCube Inc., a SF Bay Area-based payment consulting and IT services company providing custom software solutions for acquirers, ISOs, and retailers in payments and consumer transactions, including custom gateways, prepaid and gift cards, loyalty and promotion, POS, mobile payment and e-commerce. To contact, email firstname.lastname@example.org, call 510-545-6854 or visit www.paycubeinc.com.
In today's complex and ever-changing world of payments, how do you decide which reconciliation and settlement system is best for you? Do you obtain it as external service or you build a custom solution? How aware are you about the reconciliation and settlement system options?
Here is a brief discussion on such questions about reconciliation and settlement systems. What do you think? Share your views.
Ready or not, EMV will be in US by next fall. EMV acceptance is going to become mainstream but it will require a lot of technology changes before we are ready. Do we understand the system level changes that need to happen for accepting EMV cards?
Here is a article that discusses some of the changes that we must do for EMV. Please share your views on other changes that are underway...
According to a survey by CardinalCommerce, 82% of e-commerce merchants do not have any customer authentication method on their websites. They fear that that introducing the additional security measures may scare away their customers.
Dan Watkins from Greensheet, discussed the survey results with me and wrote this news article.
There are many advantages to implementing AVS in the gateways. But it is not an easy task to do it.
There are number of nuances that have to be understood and implemented to get the best results from AVS validation. Many Gateway implementations have simply disabled the AVS check due to high rate of failures or false alarms.
The article below describes the AVS and implementation best practices that will help Gateways to implement AVS without errors.
Do you agree to the best practices described here?
Aggregator model is very popular these days. And almost every Gateway operator would like to support the Aggregator model. But is it the right model for everyone? What do you need to know about supporting an Aggregator model? How do you make that transition?
The article below discusses these aspects of the Aggregator model. Looking forward to your comments...